Swyft Filings is an online business formation service that helps entrepreneurs form LLCs, corporations, nonprofits, and other business entities. The company is mainly known for fast filing, simple online setup, and affordable entry level LLC formation.
In 2026, Swyft Filings promotes LLC formation starting at $0 plus state fees, with its Basic package processing in 7 to 10 business days. Its current LLC page also says filings are reviewed for accuracy and that the company has helped over 600,000 businesses.
Swyft Filings is a good option if you want a simple, guided LLC setup and do not mind paying extra for add ons like registered agent service, EIN filing, operating agreement, annual report filing, or faster processing.
It is not the cheapest once you add everything. But for many first time business owners, it offers a clean and easy way to get started.
What Is Swyft Filings?
Swyft Filings is a business formation company that helps users file formation documents with the state. Instead of filling out Secretary of State paperwork yourself, you answer questions online, choose your package, pay the state fee, and Swyft Filings prepares and submits the documents.
The company helps with:
| Service | Details |
| LLC formation | Filing Articles of Organization with the state |
| Corporation formation | Filing corporation documents |
| Nonprofit formation | Helping start nonprofit entities |
| Registered agent service | Receiving legal and state mail |
| EIN application | Getting a federal tax ID |
| Operating agreement | Creating an LLC internal agreement |
| Compliance alerts | Helping track business filing deadlines |
| Annual report filing | Filing state required reports |
| Business licenses | Helping identify licenses and permits |
| Amendments | Updating business information with the state |
| Dissolution | Closing a business entity |
Swyft Filings is built for people who want convenience. You can technically file an LLC yourself through your state website, but Swyft Filings simplifies the process and helps reduce filing mistakes.
Who Is Swyft Filings Best For?
Swyft Filings is best for:
| User Type | Why It Fits |
| First time LLC owners | The process is simple and guided |
| Small business owners | Good for basic formation and compliance support |
| Freelancers | Helps separate business and personal liability |
| Online business owners | Fast setup and digital delivery options |
| Entrepreneurs who want faster filing | Premium plan offers quicker processing |
| Users who want business documents | Operating agreement, EIN, banking resolution, and templates are available |
Swyft Filings may not be best for users who want registered agent service included free for the first year, because that is where competitors like Bizee often look more attractive.
Swyft Filings Pricing 2026
Swyft Filings currently promotes LLC formation starting at $0 plus state fees on its official website. The Basic package includes the formation document only and is designed for people who want to customize as they go.
Third party review data also lists Swyft Filings’ main packages as:
| Plan | Price | Best For |
| Basic | $0 plus state fees | Basic LLC filing |
| Standard | $169 plus state fees | Users who need essential business documents |
| Premium | $269 plus state fees | Users who want faster filing and extra business tools |
Startup Savant lists Swyft Filings pricing as Basic at $0 plus state fees, Standard at $169 plus state fees, and Premium at $269 plus state fees.
Swyft Filings Pricing Table
| Feature | Basic | Standard | Premium |
| Price | $0 plus state fees | $199 plus state fees | $299 plus state fees |
| Formation filing | Yes | Yes | Yes |
| Company name availability check | Yes | Yes | Yes |
| Preparation of formation documents | Yes | Yes | Yes |
| Filing with the state | Yes | Yes | Yes |
| Processing speed | 7 to 10 business days | Faster than Basic | Fastest option |
| Operating agreement | Add on | Included | Included |
| EIN filing | Add on | Included | Included |
| Banking resolution | Add on | Included | Included |
| Electronic document delivery | Basic access | Included | Included |
| Business document templates | Limited or add on | Limited | More extensive access |
| Domain or website related feature | Not usually included | Not usually included | Often included as bonus |
| Best for | Low cost filing | Most small businesses | Fast setup and extra tools |
State Fees Are Separate
This is important. Swyft Filings’ package price does not include state filing fees. State fees are charged by the state, not Swyft Filings.
For example, forming an LLC may cost much less in one state and much more in another. Swyft Filings notes that LLC costs vary by state, with state filing fees ranging from lower cost states to states charging several hundred dollars.
So your final price is:
Swyft Filings package price plus state fee plus optional add ons
Swyft Filings Add On Pricing
Swyft Filings has a low starting price, but many useful services cost extra.
| Add On | Estimated Price | Is It Worth It? |
| Registered agent service | Around $149 per year | Useful, but not the cheapest |
| Annual report filing | Around $99 plus state fees | Helpful if you want compliance support |
| Operating agreement | Often included in Standard and Premium | Important for most LLCs |
| EIN filing | Included in higher plans, add on for Basic | Convenient, but IRS EIN is free directly |
| Business license research | Extra cost | Useful for regulated businesses |
| Expedited filing | Included in Premium or available as add on | Useful if you need faster setup |
| Compliance alerts | Often included | Helpful for beginners |
| Corporate kit | Extra or included in some packages | Nice to have, not always required |
Fortunly lists Swyft Filings’ registered agent service at $149 per year, annual compliance at $99 plus state fees, and operating agreement as a standalone document service at $35, while Standard and Premium include some documents.
Swyft Filings Registered Agent Service
A registered agent receives legal documents, state notices, tax notices, and service of process for your business. Every LLC and corporation needs a registered agent in its formation state.
Swyft Filings offers registered agent service, but it is usually not included free with the basic LLC package. Several sources list the price at around $149 per year.
What a Registered Agent Does
| Task | Why It Matters |
| Receives legal documents | Helps make sure lawsuits and notices are not missed |
| Receives state mail | Keeps official notices organized |
| Protects privacy | Helps keep your personal address off public records in some cases |
| Supports compliance | Helps businesses stay reachable during business hours |
| Helps with multi state registration | Useful if you operate in more than one state |
Swyft Filings’ registered agent service is useful, but it is not the cheapest. Northwest Registered Agent often charges around $125 per year, and Bizee includes the first year free in many LLC packages.
Swyft Filings Features
1. LLC Formation
Swyft Filings helps prepare and file your LLC formation paperwork. For most states, this means filing the Articles of Organization.
This service is helpful if you do not want to:
- Find the correct state form
- Understand filing rules
- Submit paperwork manually
- Deal with state errors
- Track filing status yourself
The Basic plan is enough if you only need the LLC filed. But many business owners will need an operating agreement, EIN, and registered agent service too.
2. Corporation Formation
Swyft Filings also helps form corporations. This includes preparing and filing corporation formation documents with the state.
Corporations are more formal than LLCs. They may need bylaws, stock records, meeting minutes, and director information. Swyft Filings can help with some of these documents through its higher plans or add ons.
3. Nonprofit Formation
Swyft Filings also supports nonprofit formation. This can help users who want to create a charitable, educational, religious, or mission based organization.
Nonprofit formation can be more complex than LLC formation because you may later need federal tax exempt status. Swyft Filings can help with entity creation, but users may still need professional tax or legal help for nonprofit compliance.
4. EIN Filing
An EIN is a federal tax ID issued by the IRS. You need it to open a business bank account, hire employees, file certain taxes, and build business credit.
Swyft Filings includes EIN service in higher packages or offers it as an add on. This is convenient, but you should know that the IRS lets eligible users apply for an EIN directly for free.
Paying Swyft Filings for EIN filing is mainly paying for convenience.
5. Operating Agreement
An operating agreement is one of the most important LLC documents. It explains how the LLC is owned, managed, and operated.
A good operating agreement may cover:
| Section | Purpose |
| Ownership percentage | Shows who owns how much of the LLC |
| Management structure | Explains member managed or manager managed setup |
| Profit distribution | Shows how profits and losses are handled |
| Voting rights | Explains decision making rules |
| Member exit rules | Covers what happens if an owner leaves |
| Dissolution rules | Explains how the company can close |
Even single member LLCs should usually have an operating agreement because banks, partners, and lenders may ask for one.
6. Banking Resolution
A banking resolution authorizes someone to open and manage a bank account for the business.
This is useful when opening a business bank account, especially for multi member LLCs or corporations. Swyft Filings includes this in higher packages.
7. Compliance Alerts
Swyft Filings provides compliance alerts to help business owners remember important filing dates.
This can include:
- Annual report deadlines
- State compliance reminders
- Renewal reminders
- Registered agent notices
- Filing due dates
This is helpful because missing compliance deadlines can lead to late fees, loss of good standing, or administrative dissolution.
8. Annual Report Filing
Many states require LLCs and corporations to file annual or biennial reports. Swyft Filings can help file these reports for an extra fee.
This is useful if you do not want to track deadlines yourself. However, some states make annual report filing simple enough to do directly.
9. Business License Research
Some businesses need licenses or permits before they can operate legally. This can depend on your state, city, county, and industry.
Examples include:
| Business Type | Possible License Needed |
| Restaurant | Food service permit |
| Salon | Cosmetology license |
| Construction | Contractor license |
| Online retail | Sales tax permit |
| Consulting | Local business license |
| Health service | Professional license |
Swyft Filings can help identify required licenses, but you may still need to apply through the correct local or state agency.
Swyft Filings Pros
1. Low Starting Price
Swyft Filings’ Basic LLC package starts at $0 plus state fees, which makes it attractive for budget conscious business owners.
This is useful if you only need your LLC filed and want to add services later.
2. Simple Online Process
The website is designed to guide users through the formation process. You answer questions, choose your package, review details, and place the order.
This is easier than searching your state website and trying to understand all filing rules manually.
3. Good Filing Speed Options
Swyft Filings is known for fast processing options. Forbes notes that Swyft Filings stands out for same day filing through its Premium plan when the order is completed by the stated cutoff time.
This is helpful if you need your business formed quickly.
4. Useful Document Package
The Standard and Premium plans include documents many LLC owners need, such as an operating agreement, EIN support, banking resolution, and organizational documents.
For many business owners, these documents are more useful than random bonus features.
5. Good for First Time Founders
Swyft Filings is beginner friendly. It explains the filing process in simple steps and helps users avoid common mistakes.
If this is your first LLC, the guided flow can save time.
6. Multiple Entity Types Available
Swyft Filings is not limited to LLCs. It also helps with corporations, nonprofits, and other business filings. This makes it flexible for different business needs.
Swyft Filings Cons
1. Costs Can Increase With Add Ons
The $0 starting price is attractive, but the final price can increase quickly. Registered agent service, EIN filing, operating agreement, business licenses, annual reports, and expedited filing can all add to the total.
This is common in the LLC formation industry, but users should review checkout carefully.
2. Registered Agent Is Not the Cheapest
Swyft Filings’ registered agent service is commonly listed at around $149 per year. That is not terrible, but Northwest and Bizee can be better values depending on the package.
3. Basic Plan Is Very Limited
The Basic plan is mainly for formation filing. It may not include enough for users who need a full business setup.
Most serious users will need at least:
- Operating agreement
- EIN
- Registered agent
- Compliance alerts
- Business bank account setup
- Annual report reminders
That means the Standard or Premium plan may make more sense.
4. Some Services Can Be Done Yourself
You can file an LLC directly through your state. You can also apply for an EIN directly through the IRS for free.
Swyft Filings saves time, but not every paid add on is necessary.
5. Better Alternatives Exist for Registered Agent Value
If registered agent service is your top priority, Northwest Registered Agent may be a better fit. If you want the first year included, Bizee may be better.
Swyft Filings is stronger for convenience and guided filing, not necessarily registered agent pricing.
Swyft Filings vs Similar LLC Services
| Company | Starting Price | Registered Agent Price | Best For |
| Swyft Filings | $0 plus state fees | Around $149 per year | Fast and guided LLC formation |
| Northwest Registered Agent | Often around $39 plus state fees | $125 per year | Privacy and registered agent value |
| Bizee | $0 plus state fees | Free first year, then around $119 per year | Budget LLC formation |
| ZenBusiness | $0 plus state fees | Around $199 per year | Beginner friendly startup tools |
| LegalZoom | $0 plus state fees | Around $249 per year | Legal add ons and brand trust |
| Rocket Lawyer | Membership based | Add on pricing | Legal documents and attorney access |
| MyCompanyWorks | Around $79 plus state fees | Around $99 per year | Fast filing and simple packages |
Swyft Filings vs Northwest Registered Agent
Northwest is better if you care most about privacy, registered agent service, and fewer upsells. Swyft Filings is better if you want a fast online filing experience with multiple package options.
Choose Swyft Filings if you want speed and convenience.
Choose Northwest if you want better registered agent value and privacy focused service.
Swyft Filings vs Bizee
Bizee is usually better for budget users because it offers $0 formation plus state fees and often includes registered agent service free for the first year.
Swyft Filings may feel better if you want faster filing options and a smoother document package.
Choose Bizee if you want the lowest first year cost.
Choose Swyft Filings if you want faster filing and a more guided experience.
Swyft Filings vs ZenBusiness
ZenBusiness has a more modern dashboard and is strong for users who want startup tools, website add ons, and compliance support.
Swyft Filings is more focused on business filing and speed.
Choose ZenBusiness if you want a modern startup platform.
Choose Swyft Filings if you want quick filing and simple business formation support.
Swyft Filings vs LegalZoom
LegalZoom is a larger legal services brand with legal documents, attorney consultations, trademark support, and business services.
Swyft Filings is usually simpler and more focused on formation.
Choose LegalZoom if you want legal service add ons.
Choose Swyft Filings if you want a straightforward formation service without a broader legal marketplace.
Is Swyft Filings Legit?
Yes, Swyft Filings is legit. The company has served a large number of businesses and currently promotes that it has helped over 600,000 businesses.
It is a real business formation service, not a scam. The main thing users should understand is that the final cost can be higher than the starting package price because state fees and add ons are separate.
Is Swyft Filings Worth It?
Swyft Filings is worth it if you want an easy LLC formation service with fast filing options and useful business documents. The Basic plan works for simple filing, while Standard and Premium are better for users who need an EIN, operating agreement, banking resolution, and faster processing.
It may not be worth it if you are trying to spend the least amount possible or if you want registered agent service included free for the first year.
My Honest Verdict
Swyft Filings is a good LLC formation service for beginners who want speed and convenience. Its biggest strength is the simple filing process. Its biggest weakness is that the low starting price can become more expensive once you add important services.
For most small business owners, the Standard plan is the most practical choice because it includes important documents like the operating agreement and EIN support. The Basic plan is fine only if you are comfortable handling other documents yourself. The Premium plan is best if speed matters and you want more business tools included.
Swyft Filings FAQs
How much does Swyft Filings cost?
Swyft Filings starts at $0 plus state fees for the Basic LLC package. Standard is commonly listed at $199 plus state fees, and Premium at $299 plus state fees.
Does Swyft Filings include registered agent service?
Registered agent service is available, but it is usually an add on. Several sources list it at around $149 per year.
Is Swyft Filings good for LLC formation?
Yes. It is good for users who want a guided LLC formation process and do not want to file directly with the state.
Can I get an EIN through Swyft Filings?
Yes. EIN service is included in higher packages or available as an add on. However, you can apply for an EIN directly through the IRS for free.
Is Swyft Filings better than LegalZoom?
Swyft Filings is better for simple formation and speed. LegalZoom is better if you want legal documents, attorney consultations, and broader legal services.
Is Swyft Filings better than Bizee?
Bizee is usually better for low cost LLC formation because it often includes registered agent service free for the first year. Swyft Filings is better if you want faster filing options and a guided setup.
Does Swyft Filings help with annual reports?
Yes. Swyft Filings offers annual report filing as an add on service. Fortunly lists annual compliance at around $99 plus state fees.
Is Swyft Filings good for beginners?
Yes. Swyft Filings is beginner friendly because it simplifies the LLC filing process and provides guided package options.
What is the best Swyft Filings plan?
The Standard plan is the best fit for most users because it includes important documents that many LLC owners need. The Basic plan is best for users who only want formation filing. The Premium plan is best for users who want faster processing and extra tools.